Terms of Service

By using HomeCalc, users agree to these terms and understand that calculator results are estimates only.

Educational use

HomeCalc is provided for educational and informational purposes. It is not a lender, mortgage broker, financial advisor, legal advisor, or tax advisor.

Estimated results

Mortgage estimates may differ from actual lender quotes, closing disclosures, taxes, insurance premiums, PMI, fees, and final loan terms.

User responsibility

Users are responsible for verifying numbers with lenders, real estate professionals, tax professionals, insurance providers, or other qualified professionals before making financial decisions.

No warranty

HomeCalc is provided as-is without warranties. We do not guarantee that calculations, content, or website availability will be error-free or uninterrupted.

Acceptable use

Users may not misuse the website, attempt to disrupt service, copy the site for misleading purposes, or use the calculator in a way that violates applicable laws.